Home Loan Eligibility Calculator
Home Loan Eligibility Calculator Online – Check Maximum Loan Amount & EMI Based on Salary in India
Enter your monthly income, tenure, interest rate and other EMIs. The tool shows Govt vs Private bank eligibility (private typically offers ~10% more).
₹0₹20 L+
Type your monthly income or use the slider. Minimum allowed is ₹0 (for hypothetical scenarios).
Maximum tenure typical: 30 years.
Use your expected bank rate (e.g., 7–10%).
₹0₹2 L+
Include car, personal loan or other monthly obligations.
Rule used: Govt banks = 40% of (Income − Other EMIs), Private ~10% higher by example.
Govt Bank – Eligible EMI (40%)
₹0
Govt Bank – Estimated Loan Amount
₹0
Private Bank – Eligible EMI (~10% more)
₹0
Private Bank – Estimated Loan Amount
₹0
EMI on Govt Loan (approx)
₹0
Tenure Used
0 yrs
Important
This is an estimate. Govt bank eligibility is calculated using 40% of disposable income (Income − Other EMIs). Private banks may offer higher eligibility (we’ve shown ~10% more as an example), but actual offers depend on salary structure, credit score, and documentation.