MHADA FCFS Scheme
MHADA FCFS Scheme

The Maharashtra Housing and Area Development Authority (MHADA) has announced a First Come First Served (FCFS) housing scheme for 120 residential flats in Mumbai, offering homebuyers a chance to book flats directly without a lottery.

The scheme was officially announced in early February 2026. However, MHADA has confirmed that the online registration process has been postponed, and a revised date will be announced shortly on the official portal.

Here is a detailed explanation of the announcement, revised timeline, eligibility conditions, locations, and step-by-step application process.

When Was the MHADA FCFS Scheme Announced?

MHADA announced the FCFS scheme for 120 flats on 2 February 2026 through an official notification and media communication.

The scheme was introduced to sell:

  • Unsold flats from previous MHADA lotteries
  • Surrendered or cancelled allotments
  • Ready-to-allot residential units across Mumbai

Unlike lottery-based schemes, flats under FCFS are allotted immediately based on availability and successful application.

Online Registration Postponed: Latest Update

MHADA had initially planned to start online registration on 5 February 2026 at 11:00 am.

However, on 4 February 2026, MHADA announced that the registration has been postponed due to technical reasons, including delays in uploading the detailed information brochure and flat-level data.

MHADA has clarified that:

  • Registration has not been cancelled
  • A revised date will be announced soon
  • Applicants must rely only on official MHADA communication

Official Website to Apply

All applications will be accepted only through MHADA’s official online portal:

https://bookmyhome.mhada.gov.in

Applicants are advised to check this website regularly for:

  • Revised registration date
  • Information brochure
  • Flat availability dashboard
  • Application links

Number and Location of Flats

The FCFS scheme covers 120 residential flats located across multiple parts of Mumbai.

Locations include:

  • Andheri
  • Borivali
  • Kandivali
  • Malad
  • Goregaon
  • Powai
  • Ghatkopar
  • Vikhroli
  • Wadala
  • Sion
  • Antop Hill
  • Mankhurd
  • Lower Parel
  • Tardeo
  • Byculla
  • Juhu

The flats are spread across different income categories, including EWS, LIG, and MIG.

What Is the MHADA FCFS Scheme?

Under the First Come First Served model:

  • Flats are allotted immediately
  • There is no lottery or draw
  • Availability is shown in real time
  • Booking closes automatically once flats are sold

This model benefits applicants who are prepared with documents and finances at the time of application.

Eligibility Criteria for MHADA FCFS Scheme

Applicants must meet the following conditions:

  • Must be an Indian citizen
  • Must be at least 18 years of age
  • Must hold a Maharashtra domicile certificate
  • Must meet the income criteria of the selected category
  • Must submit valid identity and income documents

Property Ownership Rules

In most cases:

  • The applicant, spouse, or dependent children should not own a residential property within the same municipal area
  • Ownership rules may vary depending on income category and scheme conditions

Applicants must carefully read the official information brochure once released.


Step-by-Step Application Process (Once Registration Opens)

Step 1: Visit the official portal
Go to https://bookmyhome.mhada.gov.in

Step 2: Register or log in
Use PAN, Aadhaar-linked mobile number, and personal details

Step 3: Complete the application form
Fill in category, income, and personal information

Step 4: Upload required documents
Documents generally include:

  • Aadhaar card
  • PAN card
  • Maharashtra domicile certificate
  • Income certificate
  • Bank account details

Step 5: View available flats
Flats will be displayed with:

  • Location
  • Carpet area
  • Category
  • Price
  • Floor details

Step 6: Select flat and pay booking amount
Once payment is successful, the flat is blocked temporarily

Step 7: Document verification and allotment
MHADA verifies details and issues a provisional allotment letter

Payment and Pricing Structure

  • Flat prices are lower than prevailing market rates
  • Booking amount is paid online
  • Balance payment is completed as per MHADA schedule
  • Stamp duty and registration charges are paid by the allottee
  • Home loans are generally permitted from banks and housing finance companies

Final Update for Homebuyers

The MHADA FCFS scheme for 120 flats in Mumbai offers a direct and transparent path to home ownership without waiting for a lottery. While the online registration has been postponed, MHADA has confirmed that the process will begin shortly.

Homebuyers are advised to:

  • Keep documents ready
  • Monitor the official MHADA website
  • Avoid unofficial agents or third-party portals

The FCFS model rewards preparedness and quick action once registration reopens.

Frequently Asked Questions

What does FCFS mean in MHADA scheme?
It means flats are allotted on a First Come First Served basis without a lottery.

When will registration start?
Registration was scheduled for 5 February 2026 but has been postponed. A new date will be announced soon.

Can someone who already owns a house apply?
Eligibility depends on property location, income category, and scheme rules mentioned in the official brochure.

Is a home loan allowed?
Yes, most banks provide home loans for MHADA flats, subject to standard conditions.

How fast do flats get sold?
Popular locations and categories may sell out within hours once registration opens.

Disclaimer: This article is for informational purposes only. Scheme details, dates, and eligibility conditions are subject to change based on official MHADA notifications. Applicants should verify information from the official MHADA website before applying.

By Ms.Curious

I am a mass media professional with over 10 years of experience in advertising and digital media. Drawing from years of hands-on work across industries such as finance, education, e-commerce, and consumer sectors, the writing reflects practical insights gained through real-world exposure. The articles are shaped by personal experience with laws, labour issues, finance, travel, and culture encountered over the course of a long peronal and professional journey, with a focus on clarity, accuracy, and public awareness.

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